Net Worth and Life Update (January 2021) – S$271,195


Written by Liz

Just your regular 27-year-old, queer, super-introverted, FIRE-chasing, frugal Singaporean, who lives a pretty good life while earning only a modest salary, but still plans to retire at age 40 with $1,000,000. Click here to read more

February 28, 2021

Hi! Welcome back to another month-end net worth and life update.

Every month, I track my net worth progress towards my $1,000,000 milestone, which is how much I need to retire early. Let’s find out how January 2021 went.

January was a pretty eventful month; I had two parties to plan (one of which was a graduation party for my sister), and I also had a staycation with my family. Pictures below.

On top of work and trying to figure the whole niche website/YouTube thing, I didn’t have much time left for myself.

And here’s what my net worth looks like this month.
Net Worth31 December 202031 January 2021Gain/Loss
Brokerage (SG)S$142,016S$143,139(+S$1,123)
Brokerage (International)S$45,592S$46,021(+S$429)
TotalS$267,432 S$271,195(+S$3,763)

After many months of exhausting my savings, I’m starting to build it back up again. I’ve got only 5 more months to go before I quit my job (most likely, but not confirmed), so I’m going to try and save what I can.

(If you can’t view my asset allocation below, please refresh the page.)


How was your January 2021?

As always, thank you for reading and supporting this blog.

Become a Millionaire and Retire Early on a Modest Salary Book Cover

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  1. Afiqsejuk

    Hi Liz! Very inspiring story you have in your blog. Do you have any plans to expand your horizon into cryptocurrencies?

    • Liz

      Hi Afiqsejuk! Thank you so much for taking the time to leave a comment. Glad that I can provide some kind of value 🙂 Unfortunately I don’t have an interest in cryptocurrencies at the moment, and I don’t know enough to buy them haha. Do you invest in crypto?