Net Worth Update (January 2020) – S$233,840

January 2020 Net Worth Update

Written by Liz

Just your regular 27-year-old, queer, super-introverted, FIRE-chasing, frugal Singaporean, who lives a pretty good life while earning only a modest salary, but still plans to retire at age 40 with $1,000,000. Click here to read more

April 26, 2020

Hi! Welcome back to another month-end net worth update.


A few things to note before we delve into the net worth update:


  • I’m from Singapore. Therefore, I will be tracking my net worth in Singapore Dollars. In short, “S$”.
  • However, for the benefit of readers who are more familiar with the currency of US Dollars, I’ve also included a simple conversion from S$ to US$ at certain parts of my net worth update.
  • At the time of writing this post, the exchange rate of Singapore Dollars to US Dollars is S$1 to US$0.72. Conversely, US$1 is equal to S$1.39.


Let’s start off with an overview of my entire net worth.




As usual, I haven’t been investing in the sluggish Singapore market. But have continued to invest slightly over a thousand Singapore dollars into the US market every month.

If you’re looking for more details of my net worth, here they are. 🙂


Brokerage Accounts

Singapore Portfolio

Bond Index ETF – S$42,946
Stock Index ETF – S$82,048
Individual Shares – S$8,408
Total – S$133,402 (US$96,049)

United States Portfolio

Stock Index ETF – US$10,054
Individual Shares – US$3,395
Total – S$18,694 (US$13,449)


Cash in Bank Accounts

Brokerage Account 1 – S$67
Brokerage Account 2 – S$392
Bank Account 1 – S$20,024
Bank Account 2 – S$607
Bank Account 3 – S$10,397
Bank Account 4 – S$504
Cash on Hand – S$2,032
Total – S$34,023 (US$24,497)


Retirement Accounts

Retirement Account 1 – S$29,576
Retirement Account 2 – S$8,330
Retirement Account 3 – S$9,815
Total – S$47,721 (US$34,359)


And that’s it!

I hope to improve on these net worth updates over the months, in content and in form. Hope you stick around for that 🙂

Thanks for reading!



Become a Millionaire and Retire Early on a Modest Salary Book Cover

You May Also Like…