Net Worth Update (November 2019) – S$222,159

November 2019 Net Worth Update

Written by Liz

Just your regular 27-year-old, queer, super-introverted, FIRE-chasing, frugal Singaporean, who lives a pretty good life while earning only a modest salary, but still plans to retire at age 40 with $1,000,000. Click here to read more

April 26, 2020

Hi! Welcome back to another month-end net worth update.

A few things to note before we delve into the net worth update:

  • I’m from Singapore. Therefore, I will be tracking my net worth in Singapore Dollars. In short, “S$”.
  • However, for the benefit of readers who are more familiar with the currency of US Dollars, I’ve also included a simple conversion from S$ to US$ at certain parts of my net worth update.
  • At the time of writing this post, the exchange rate of Singapore Dollars to US Dollars is S$1 to US$0.74. Conversely, US$1 is equal to S$1.35.

Let’s start off with an overview of my entire net worth.




If you’re looking for more details of my net worth, here they are. 🙂


Brokerage Accounts

Singapore Portfolio

Bond Index ETF – S$43,495
Stock Index ETF – S$82,918
Individual Shares – S$8,365
Total – S$134,778 (US$99,736)

United States Portfolio

Stock Index ETF – US$7,360
Individual Shares – US$3,704
Total – S$14,936 (US$11,064)


Cash in Bank Accounts

Brokerage Account 1 – S$1,023
Brokerage Account 2 – S$534
Bank Account 1 – S$25,781
Bank Account 2 – S$506
Cash on Hand – S$2,034
Total – S$29,878 (US$22,110)


Retirement Accounts

Retirement Account 1 – S$26,566
Retirement Account 2 – S$7,202
Retirement Account 3 – S$8,799
Total – S$42,567 (US$31,500)


And that’s it!

I hope to improve on these net worth updates over the months, in content and in form. Hope you stick around for that 🙂

Thanks for reading!




Become a Millionaire and Retire Early on a Modest Salary Book Cover

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