Net Worth Update (September 2019) – S$211,125

September 2019 Net Worth Update

Written by Liz

Just your regular 27-year-old, queer, super-introverted, FIRE-chasing, frugal Singaporean, who lives a pretty good life while earning only a modest salary, but still plans to retire at age 40 with $1,000,000. Click here to read more

January 18, 2020

Hi! Welcome back to another month-end net worth update.

A few things to note before we delve into the net worth update:

  • I’m from Singapore. Therefore, I will be tracking my net worth in Singapore Dollars. In short, “S$”.
  • However, for the benefit of readers who are more familiar with the currency of US Dollars, I’ve also included a simple conversion from S$ to US$ at certain parts of my net worth update.
  • At the time of writing this post, the exchange rate of Singapore Dollars to US Dollars is S$1 to US$0.74. Conversely, US$1 is equal to S$1.35.

Let’s start off with an overview of my entire net worth.




Markets were relatively flat these couple of months, with increases of only maybe a thousand bucks. Most increase were due to contributions from my salary.


If you’re looking for more details of my net worth, here they are. 🙂


Brokerage Accounts

Singapore Portfolio

Bond Index ETF – S$43,312
Stock Index ETF – S$79,442
Individual Shares – S$7,270
Total – S$130,024 (US$96,218)

United States Portfolio

Stock Index ETF – US$5,315
Individual Shares – US$4,006
Total – S$12,583 (US$9,321)


Cash in Bank Accounts

Brokerage Account 1 – S$3,430
Brokerage Account 2 – S$95
Bank Account 1 – S$22,524
Bank Account 2 – S$507
Cash on Hand – S$2,091
Total – S$28,647 (US$21,199)


Retirement Accounts

Retirement Account 1 – S$24,890
Retirement Account 2 – S$6,765
Retirement Account 3 – S$8,216
Total – S$39,871 (US$29,504)


And that’s it!

I hope to improve on these net worth updates over the months, in content and in form. Hope you stick around for that 🙂


Thanks for reading!



Become a Millionaire and Retire Early on a Modest Salary Book Cover

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